Changes to the Loan Market you Should Know

Over the past few weeks, there have been significant changes in the home loan market, showing signs of where the market is moving in the investment lending space.

These changes include:

  • Two of the Major Banks ANZ and Westpac have clamped down on interest-only deals for owner occupiers and reduced their loan to value ratio to 90%. Australia's largest lender CBA is also set to follow suit as of June 10.

  • Banks are also lowering LVR’s for investment lending to 80% with some even restricting it to 75%.

  • They are also increasing rates for investment lending, and interest only lending.

Our innovative lending solutions may assist those of you who are affected by the changes in this lending policy.

For further details on how Home Affordability Solutions can assist you, please give us a call on (02) 8188 4888 or email us at

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